Cash
Your money, transfers and everyday payments in one clear view.
Built on ethical finance
One simple place for your cash, zero-interest advances and future wealth—designed around transparent pricing.
Interest-free
No late payment penalties
No compounding penalties
Launching in the United Arab Emirates · DIFC-based.
One app. Three moments.
For today, the unexpected and what comes next.
MICRO brings the essentials together without turning money into a maze.
Advance
Responsible, interest-free access designed around your income.
Invest
Simple, partner-powered ways to build a little for the future.
Responsible access
Liquidity that grows with trust.
Customers verify securely with UAE PASS. Once income is verified, eligible customers can start from AED 250 and unlock higher tiers up to AED 1,200 through responsible account activity.
Starting access
A deliberately small entry point.
Customer interest
No interest and no compounding.
Aligned eligibility
Designed around verified income.
Availability and limits are subject to eligibility, partner approval and applicable terms.
The MICRO charter
Fairness is a product rule.
No interest. No compounding.
Customers repay the approved advance amount—without interest accumulating over time.
Transparent before confirmation.
Fees, rates and partner terms should be visible before a customer commits.
Access grows with reliability.
Limit decisions are designed around verified income and responsible behaviour.
Meet Ollie
A friendly guide for clearer money moments.
Ollie is MICRO’s friendly guide, making every step easier to understand—from getting started to everyday money moments.
Clear guidanceOne helpful moment at a time
Built for employers
Value your team beyond payday.Zero integration. Emirates ID only.
Offer MICRO
Add MICRO to your employee benefits programme with zero technical integration.
Employee-led setup
Employees verify securely with UAE PASS. HR only provides an Emirates ID number—no payroll or API connection.
One clear experience
Employees explore MICRO’s features in one place, with clear information at every step.
Interested in offering MICRO to your workforce?
Bring MICRO to your team ↗Help build the simplest everyday money app in the UAE.
We are opening conversations with banking, payments, lending and infrastructure partners for the MICRO launch programme.